Jewelry Appraisals

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Jewelry Appraisals & Jewelry Insurance

diamond appraisal
Robinson’s Jewelers includes a jewelry appraisal for all jewelry purchased in our store with a retail value of $1,500 or more. And as an extra benefit to our customers, we provide 10 days free insurance on items purchased from us with a retail value of $1,500 to $100,000 through our insurance partner, Zillion. Our customers absolutely love this program, and we sleep easier knowing that your purchase is insured when you leave our store!

Appraisal Expertise

Andrew Robinson, owner of Robinson’s Jewelers, is a GIA Graduate Gemologist. He is an expert in both diamond grading and gemstone identification and grading. In addition, he has deep experience buying estates and pre-owned jewelry. As a result, he has his finger on the pulse of the jewelry market and is uniquely qualified to provide all types of valuations.

What is a Jewelry Appraisal?

A jewelry appraisal is a document that describes an item and assigns a value to it. The description will cover the physical, measurable facts about the item, which would include the type of jewelry, weight, size/length, carat weight, metal type and other materials, brand, etc.  Appraisals also describe features such as diamond/gemstone quality and overall quality/type of manufacture.

Jewelry appraisals should not be confused with diamond or gemstone grading reports, although report data, when available, should be included in a jewelry appraisal.

Jewelry Appraisals & Insurance

Why do you need an appraisal? The most common type of appraisal that we prepare is to provide a replacement value for an insurance policy, which is usually the retail replacement value. Insurance carriers typically require a recent appraisal to insure jewelry with a replacement value over a certain amount. 

Some insurance policies provide a like-for-like replacement of the lost or stolen jewelry, while other policies pay the policyholder the retail replacement value, up to the insured amount. Whichever type of policy you hold, the point is to either return a comparable jewelry piece to you or return the value to you.

Insuring your jewelry gives you peace of mind, and it usually doesn’t cost that much! Rental and homeowners’ insurance carriers have jewelry riders available. There are also jewelry-specific carriers like Jewelers Mutual. With a professional appraisal in hand, it is easy to compare the various carriers.

Other Types of Appraisals

Fair market value appraisals

Fair market value appraisals reflect an item’s value in its current (used) condition. These types of appraisals are most appropriate for charitable donations and estate appraisals. Typically, values will be lower than retail replacement values because replacement values often reflect the cost to replace a used item with a new equivalent. Fair market value appraisals can also exceed the retail replacement value if the item is highly collectible or rare. An example would be a Rolex Submariner “Hulk” watch. This watch model is no longer available new from Rolex. It is only sold on the secondary market, and its fair market value far exceeds the original retail value.

appraisal
a close up of a person wearing a ring

Liquidation Value Appraisals

Liquidation value appraisals reflect immediate, wholesale value. These appraisals are used commonly for divorce settlements, bankruptcy, probate, and some types of estate liquidations.

FAQ

In most cases, no! We typically take all measurements, tests, and photos while you wait, so you can take your item with you. Our normal turnaround for a completed appraisal is one to two days. More complex pieces could take a bit longer.

Please bring all of these if available: Gemstone/diamond grading reports (like GIA, EGL, etc.), original purchase receipt, certificates of authentication.

Unfortunately, no. We must see the item in person to provide a written appraisal.

As a GIA Graduate Gemologist, I have the expertise and equipment necessary to identify precious gemstones and assess their quality. However, only grading labs (GIA, AGL, etc.) can determine the origin, which is what “Ceylon” refers to. Origin can have a significant impact on value, which is why high-quality precious gemstones are typically sold with a certificate.
Rose Ramhiet
Rose Ramhiet
2022-11-18
Verified
Waw, what a gorgeous shop. The staff are amazing, very friendly and helpful. We recommend anyone who needs some nice piece jewelry. We will definitely go back. Thank you guys for your honesty. See you soon Rose R.
Angel Samis
Angel Samis
2022-11-15
Verified
Excellent experience with Andy and his family and staff. They went above and beyond. I will definitely be coming back to them in the future. Thank you very much, Lynda Samis. 😊
Heather Jordan
Heather Jordan
2022-11-13
Verified
There aren’t enough stars I could give to Tracy, Andrew, and the rest of the Robinson’s family. They worked so closely with my fiancé, showed immaculate attention to detail, and played a pivotal role in the biggest surprise of my life! I’m so grateful to Tracy and Andrew for being wonderful to work with, and am proud to call them friends!
Evelyn Medina
Evelyn Medina
2022-11-10
Verified
They have excellent service and attention, I have taken my very precious engagement ring and they have fixed it very well. highly recommended.
Leah Boysen
Leah Boysen
2022-11-06
Verified
My husband and I went into Robinson’s to re-work my engagement ring for an anniversary. I am beyond happy with the final product, I was actually brought to tears. Felt like I got engaged all over again. The team had to custom source the band for me and kept me up to date along the entire process. Their service felt friendly yet also elevated which made the entire experience feel smooth, easy and special. They also repaired a sentimental, heirloom necklace for me which was the cherry on top!! I will definitely go back in the future!!!
Lonnie King
Lonnie King
2022-10-28
Verified
I went to Robinson‘s to put some pieces on consignment. I met Andrew and he is just full of personality and it truly was a pleasure meeting him. His store is located in a busy area & has a beautiful variety of jewelry to suit everyone’s desire.
Michaella Saffer
Michaella Saffer
2022-10-27
Verified
Robinson's Jewelers is the best! I'm new to the area and came in to get my ring resized. They were able to fix it within a day and the price was very reasonable. The entire staff is extremely personable and friendly, which made the experience even better! I will definitely be returning to Robinson's in the future for other jewelry needs.
Donna Meents
Donna Meents
2022-10-27
Verified
I brought two gold chains from my jewelry box in because the clasps were not holding and they hadn’t been worn in years. Andrew not only gave me a good price for both, but he also gave me an earring back for an earring back that I had lost. I could not have been more pleased with my experience there….and the location is very convenient. Donna M
Nafis Azad
Nafis Azad
2022-10-24
Verified
The best jewelry store! When purchasing our engagement ring, I checked out multiple stores in Boca Raton, Fort Lauderdale, and Miami. Out of all the stores, Robinson's provided such a warm, welcoming, family feeling that made the process so easy, special, and un-intimidating. That great energy aside, Lisa at Robinson's helped me so much in deciphering through different ideas and inspiration I brought to her to custom design the perfect ring. We mixed and matched from different brand designs and accents to create the most perfect, beautiful ring. From there, Lisa helped me find the most amazing diamond. This was all while being mindful of my budget. Best of all, Lisa was never ever pushy or tried to upsell me - she genuinely cared about my journey and wanted to help me by being a source of expertise and support as we designed. After purchase, Robinson's hosted us a few times while the ring was cleaned/sized and made us always feel like family. Ultimately, my fiancee felt like this was her dream ring, and pretty much get's compliments on it everywhere we go, and I could not have done it in a more enjoyable way without Robinson's!
Kat F
Kat F
2022-10-20
Verified
I love Robinson jewelers! I wouldn’t trust anybody else with my jewelry. I always feel like a VIP when I go in… And I cannot wait to see my wedding band when it’s finished!