Jewelry Appraisals

You are here:

Jewelry Appraisals & Jewelry Insurance

diamond appraisal
Robinson’s Jewelers includes a jewelry appraisal for all jewelry purchased in our store with a retail value of $1,500 or more. And as an extra benefit to our customers, we provide 10 days free insurance on items purchased from us with a retail value of $1,500 to $100,000 through our insurance partner, Zillion. Our customers absolutely love this program, and we sleep easier knowing that your purchase is insured when you leave our store!

Appraisal Expertise

Andrew Robinson, owner of Robinson’s Jewelers, is a GIA Graduate Gemologist. He is an expert in both diamond grading and gemstone identification and grading. In addition, he has deep experience buying estates and pre-owned jewelry. As a result, he has his finger on the pulse of the jewelry market and is uniquely qualified to provide all types of valuations.

What is a Jewelry Appraisal?

A jewelry appraisal is a document that describes an item and assigns a value to it. The description will cover the physical, measurable facts about the item, which would include the type of jewelry, weight, size/length, carat weight, metal type and other materials, brand, etc.  Appraisals also describe features such as diamond/gemstone quality and overall quality/type of manufacture.

Jewelry appraisals should not be confused with diamond or gemstone grading reports, although report data, when available, should be included in a jewelry appraisal.

Jewelry Appraisals & Insurance

Why do you need an appraisal? The most common type of appraisal that we prepare is to provide a replacement value for an insurance policy, which is usually the retail replacement value. Insurance carriers typically require a recent appraisal to insure jewelry with a replacement value over a certain amount. 

Some insurance policies provide a like-for-like replacement of the lost or stolen jewelry, while other policies pay the policyholder the retail replacement value, up to the insured amount. Whichever type of policy you hold, the point is to either return a comparable jewelry piece to you or return the value to you.

Insuring your jewelry gives you peace of mind, and it usually doesn’t cost that much! Rental and homeowners’ insurance carriers have jewelry riders available. There are also jewelry-specific carriers like Jewelers Mutual. With a professional appraisal in hand, it is easy to compare the various carriers.

Other Types of Appraisals

Fair market value appraisals

Fair market value appraisals reflect an item’s value in its current (used) condition. These types of appraisals are most appropriate for charitable donations and estate appraisals. Typically, values will be lower than retail replacement values because replacement values often reflect the cost to replace a used item with a new equivalent. Fair market value appraisals can also exceed the retail replacement value if the item is highly collectible or rare. An example would be a Rolex Submariner “Hulk” watch. This watch model is no longer available new from Rolex. It is only sold on the secondary market, and its fair market value far exceeds the original retail value.

appraisal

Liquidation Value Appraisals

Liquidation value appraisals reflect immediate, wholesale value. These appraisals are used commonly for divorce settlements, bankruptcy, probate, and some types of estate liquidations.

FAQ

In most cases, no! We typically take all measurements, tests, and photos while you wait, so you can take your item with you. Our normal turnaround for a completed appraisal is one to two days. More complex pieces could take a bit longer.

Please bring all of these if available: Gemstone/diamond grading reports (like GIA, EGL, etc.), original purchase receipt, certificates of authentication.

Unfortunately, no. We must see the item in person to provide a written appraisal.

As a GIA Graduate Gemologist, I have the expertise and equipment necessary to identify precious gemstones and assess their quality. However, only grading labs (GIA, AGL, etc.) can determine the origin, which is what “Ceylon” refers to. Origin can have a significant impact on value, which is why high-quality precious gemstones are typically sold with a certificate.
Yella Zirra
Yella Zirra
2022-09-13
Verified
AMAZING! I won’t shop at another jeweler. They make you feel like royalty and an appreciated customer which is not something you find anywhere these days. I won’t buy anywhere else. Above par, thank you all for your help!
Leslie Rumora
Leslie Rumora
2022-09-12
Verified
Robinson’s Jewelers is by far the best local jeweler. The attention to detail and Anna’s expertise, my ring designs are absolutely gorgeous! The emerald clarity and true brilliance paired with my aquamarine far exceeded my expectation! We’ll be back for sure! Well done!
Jaimes Griffin
Jaimes Griffin
2022-09-10
Verified
Would def recommend this establishment they were more than accommodating, very profess And efficient and very informative would give them 10 stars if I could! I got an appraisal done and their Work is phenomenal!
Monique Louis
Monique Louis
2022-09-09
Verified
I met Andrew Robinson on the afternoon of September 5, 2022 and it was absolutely a remarkable appointment. His expertise helped my Fiancé and I tremendously. He was willing to go the extra mile to help us solve a problem with an item not purchased at his place of business. I found that to be exceptional. Him and his staff are pleasant and knowledgeable. I highly recommend EVERYONE to support his establishment. Grateful.
Volodymyr Y
Volodymyr Y
2022-09-08
Verified
Great experience! Highly recommend
Julius Boros
Julius Boros
2022-09-06
Verified
Very honest trustworthy place, 100% recommend.
Alexandra Wronska
Alexandra Wronska
2022-09-05
Verified
I searched through a lot of jewelers online and went to the best reviewed one. And they have that high of a rating for a reason. From the moment I walked in, throughout the whole process I felt welcomed and comfortable with everyone in there. They gave me a great price for my ring, making everything as easy as possible. If you need to sell, or buy you found a place.
Philip Berry
Philip Berry
2022-08-30
Verified
I visited Robinson’s because of a repair I needed to my Rolex watch and bracelet. The staff person, Lisa, diagnosed my problem quickly and professionally and came up with a very satisfactory solution. The staff, especially, Leslie, were very courteous, knowledgeable and helpful all during my visit, even offering me a light beverage adding to creating a quality environment experience. I was pleased how quickly they addressed my concerns. I just moved to Fort Lauderdale from Manhattan and I put them in the same level and beyond the best jewelers you can think of.
Leigh Bossinger
Leigh Bossinger
2022-08-26
Verified
Very service oriented. Friendly, pleasant atmosphere. Very helpful and quick service. I had to have 5 rings resized. One set had to be cut off! Very happy with how quick and quality of work. Def recommend.